PetSmart Apple Pay

Does PetSmart Accept Apple Pay?

PetSmart accepts Apple Pay for in-store purchases at all its locations across the United States.

This contactless option speeds up checkout for items like pet food, toys, and grooming services.

Apple Pay does not work for online orders through the PetSmart website or app.

This guide covers where Apple Pay works, where it doesn’t, and what other payment options PetSmart accepts.


Key Points

  • PetSmart accepts Apple Pay for all in-store transactions at its U.S. locations, enabling quick contactless payments via NFC terminals.
  • Online, Apple Pay is unavailable, with credit cards and PayPal as primary options instead.
  • Google Pay and Samsung Pay also work in-store, so Android users aren’t left out.

Using Apple Pay In-Store

Every PetSmart retail store in the U.S. accepts Apple Pay, which is great news if you prefer leaving your wallet at home.

The process is as simple as it gets. When you’re ready to check out, just hold your iPhone near the payment terminal or double-click your Apple Watch and hold it up.

PetSmart

The stores use NFC-enabled terminals that detect your iPhone, Apple Watch, or iPad for quick taps.

To complete a buy, unlock your device, hold it near the reader, and confirm with Face ID or Touch ID.

Transactions process in seconds, with no need for signatures on smaller amounts.


Does Apple Pay Work Online at PetSmart?

No. PetSmart does not accept Apple Pay for orders placed on its website or mobile app.

This can be a little frustrating, especially if you’re used to the one-tap checkout experience that Apple Pay offers in-store.

The site relies on traditional credit cards, PayPal, and gift cards for digital transactions.

This limitation stems from the platform’s current payment integrations, which prioritize security but lack mobile wallet support online.

If you shop online, enter card details manually or use saved payment info for faster checkouts.

For buy-now-pay-later services like Afterpay, you can link it in-store via Apple Pay, but online remains separate.


Other Ways to Pay

Apple Pay isn’t the only contactless payment option at PetSmart. If you’re an Android user, Google Pay and Samsung Pay are also accepted in-store.

Regardless of whether you’re on an iPhone or Android, you can leave your physical wallet at home and still check out without any issues.

Major credit cards like Visa, Mastercard, American Express, and Discover work everywhere, along with debit cards and cash.

Online, options include those same credit cards, PayPal for added convenience, and PetSmart gift cards. The site also supports Afterpay for splitting payments over time. These choices provide flexibility, especially for larger buys like aquariums or pet medications.

No matter how you pay, link your purchases to the Treats loyalty program to earn points on every eligible item. Points stack regardless of payment type.


How to Set Up Apple Pay Before You Go

Open the Wallet app on your iPhone, tap the plus icon, and follow the steps to add a credit or debit card. It only takes a couple of minutes, and you only have to do it once.

Steps to Use Apple Pay at PetSmart

  • Add a compatible card in the Wallet app.
  • Verify your card with your bank.
  • Double-click your device at PetSmart checkout.
  • Hold near the terminal to pay.
  • Secure and fee-free with tokenization.

You can also combine Apple Pay with curbside pickup. Place your order online with a card, then pay for any add-ons in person via tap when you arrive.


What Can Go Wrong (and How to Fix It)

Works only in-store

Apple Pay is not available on PetSmart’s website or app. If you’re shopping online, you’ll need to use a credit card or PayPal instead. Always have a backup payment method linked to your account for online orders.

Terminal glitches happen. If the reader doesn’t pick up your device on the first tap, pull your phone back, wait a second, and try again. It almost always works on the second attempt.

Your phone needs to be unlocked and authenticated. Apple Pay won’t work if your phone is locked or if Face ID and Touch ID fail to recognize you.

Most major credit and debit cards are supported, but some smaller bank cards may not be compatible.

Pros

  • Fast and convenient checkout
  • Secure tokenized payment
  • No extra fees
  • Works nationwide at PetSmart stores
  • Easy to use at in-store terminals
  • Supports exclusive app deals

Cons

  • High-value transactions
  • Card daily limits still apply
  • Some online purchases may not show
  • Dependent on device and app setup
  • Rare terminal glitches
  • Not always visible in online checkout

The Fastest Way to Check Out at PetSmart

Set up Apple Pay once, connect your active coupons or promo codes in the PetSmart app beforehand, and give the cashier your Treats account info before they ring you up. That way your points, discounts, and payment all happen in one smooth transaction.

I’ve been using Apple Pay at PetSmart for a while now, and the only time it’s ever been an issue is when my phone died mid-checkout. Keep your battery above 10% and you’ll be fine. For everything else, the tap-and-go process is genuinely faster than digging through a wallet.


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